Mastering “Advanced Girl Math”: Saving Big with Tosha Larios

Mastering “Advanced Girl Math”: Saving Big with Tosha Larios

Saving money can feel tricky, but “Advanced Girl Math” makes it easy and fun. Tosha Larios, creator of Advanced Girl Math, teaches clever ways to save that anyone can use. Advanced Girl Math isn’t just about numbers—it’s about making smart choices that add up over time. In this post, Tosha Larios shares her best tips for saving money while making the most of every dollar.

With these strategies, you can learn how to get the things you want, support your goals, and still have money left over. Advanced Girl Math helps us understand how to manage our money wisely and even use it to grow wealth over time.

Tip #1: Turn Small Savings into Big Wins

One of the smartest tricks in Advanced Girl Math is finding small ways to save that add up over time. Tosha Larios suggests keeping track of small purchases, like coffee or snacks. While these things don’t seem expensive, they can add up quickly.

Let’s say you spend $3 a day on coffee. That adds up to $21 a week, $84 a month, and over $1,000 a year! By making coffee at home just a few days a week, you could save a big chunk of money. Tosha Larios recommends putting the money you save into a separate account so you can watch it grow.

For more inspiration on saving smarter, check out ToshaLarios.com where Tosha shares her favorite money-saving strategies.

Tip #2: Shop Smart, Not Hard

Advanced Girl Math is all about finding deals and getting the most for your money. Instead of paying full price, look for discounts, coupons, and sales. Tosha suggests comparing prices online before you buy, and joining store rewards programs to get extra discounts. Shopping smart helps you buy the things you love without breaking the bank.

For example, let’s say you’re shopping for a new outfit. By checking for online discounts or looking for sales, you might be able to get that outfit for 50% off. The money you save can go toward your goals, whether it’s a vacation, savings account, or investing.

To learn more about how Tosha manages her budget to live sustainably, visit her blog at Star Track Farm, where she explores eco-friendly tips for saving on everything from groceries to gardening supplies.

Tip #3: Make the Most of “Found Money”

Tosha Larios believes in maximizing every dollar, especially “found money.” Found money is any extra money you weren’t expecting, like a gift, tax refund, or bonus. Instead of spending it all at once, Tosha recommends using a portion for something fun and putting the rest into savings or investments.

For instance, if you get a $200 gift, you could spend $50 on something special and save or invest the remaining $150. This approach lets you enjoy the money now while also making sure it works for you in the future. Advanced Girl Math is about finding balance so you can enjoy today while preparing for tomorrow.

To get more ideas on healthy and affordable lifestyle choices, explore Food as Medicine, where Tosha shares budget-friendly recipes that are also good for you.

Tip #4: The 24-Hour Rule for Impulse Buys

Have you ever bought something on impulse and then regretted it later? Tosha Larios has a tip for that: the 24-hour rule. Before making any big purchase, wait 24 hours. This gives you time to decide if it’s something you really need or just a passing want. Often, the urge to buy fades, and you’ll be glad you saved the money.

This rule is a simple yet powerful way to avoid overspending. It helps you focus on buying only the things that add real value to your life. By thinking carefully about your purchases, you’re using Advanced Girl Math to make smarter decisions.

Tip #5: Set Savings Goals and Track Progress

Having clear goals is a big part of Advanced Girl Math. Tosha Larios encourages setting small, achievable savings goals and tracking your progress. For example, you might set a goal to save $500 in three months. Every time you save, write it down or track it in an app. Watching your savings grow is motivating and keeps you on track.

When you reach your goal, reward yourself! This could be a small treat or putting a little extra money toward something special. Tracking your progress helps you stay excited about saving and makes it easier to reach your bigger goals.

To explore more about the science behind goal-setting and tracking, take a look at STEM with Dr. T, where Tosha connects science and math with everyday life skills.

Tip #6: Invest in Things That Grow Your Money

Advanced Girl Math doesn’t stop at saving—it also looks at ways to make your money grow. Tosha Larios suggests putting a portion of your savings into investments, like a retirement account or stock market. Over time, investments have the potential to grow, which means your money is working for you. Even starting small can make a big difference over the years.

Before you invest, make sure to do your research or talk to a financial expert. Investing wisely is one of the best ways to grow your wealth and reach long-term goals, whether that’s buying a house, starting a business, or retiring comfortably.

For more insights on turning small savings into bigger opportunities, explore Tosha’s Advanced Girl Math platform, where she shares practical tips on managing and growing your money.

Saving Smarter with Advanced Girl Math

With these simple yet powerful tips from Tosha Larios, anyone can master Advanced Girl Math. Saving doesn’t have to be hard—it’s all about finding small ways to cut back, making smart choices, and setting goals that keep you motivated. Advanced Girl Math shows us that money management can be fun, empowering, and accessible.

If you’re ready to start your own journey toward smarter spending and saving, follow Tosha’s tips and check out her resources. Visit Star Track Farm to explore sustainable living, and Food as Medicine for affordable, healthy recipes. And don’t forget to dive into the science of it all with STEM with Dr. T.

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